How About A Financial “Cheat” Day?

As we wrap up the Advent season and prepare to begin a New Year, take a moment to reflect on all the smart money decisions you’ve made this year!  No seriously, go and add up that extra income you earned this year from cashing in your clutter on eBay.  Review your accounts online and look […]

What’s your definition of financial freedom?

As a young professional I was earning a respectable income and living a pretty good life. I was a homeowner, while others rented, and traveled frequently with friends to beautiful beaches and foreign destinations.  I was also successfully balancing a car loan, two student loans, and three credit cards funding my “good life”.  While I […]

Life Without Credit Cards :: Months 1 & 2 – A Leap of Faith

Fear. Fear of the unknown expense looming around the corner waiting to say, “Gotcha! ” Uneasy. No more playing it safe. No more credit lines to fall back on. My savings account is finally the resource it was intended to become – my safety net. Uncertainty. How long can I really keep this up?! There’s gotta be […]

Everyday I’m Hustlin’

[Background Music: Rick Ross – Everyday I’m Hustlin’ Lyrics] Hustlin’, Hustlin’, Hustlin’, 14xEveryday I’m hustlin’, 15x Dad:  What does “Hustlin” mean?Son: Um, it means – I’m working really hard. Riding in a car, listening to music, and a father and son went on to have a conversation about the importance of working hard to reach […]

Life Without Credit Cards :: A Personal Case Study

Since the signing of the Credit Card Act in 2009, I was given the right to “opt out of or reject certain significant changes in terms” on my accounts. “Opting out means cardholders agree to close their accounts and pay off the balance under the old terms.” Read more: http://www.creditcards.com/credit-card-news/help/what-the-new-credit-card-rules-mean-6000.php#ixzz2S5e1aLqk Truthfully, in 2009, I rejected the […]