How About A Financial “Cheat” Day?

As we wrap up the Advent season and prepare to begin a New Year, take a moment to reflect on all the smart money decisions you’ve made this year!  No seriously, go and add up that extra income you earned this year from cashing in your clutter on eBay.  Review your accounts online and look […]

Memory Verse of the Month

Then the Lord answered me and said:“Write the vision and make it plain on tablets, That he may run who reads it.” Habakkuk 2:2 (NKJV)

What’s your definition of financial freedom?

As a young professional I was earning a respectable income and living a pretty good life. I was a homeowner, while others rented, and traveled frequently with friends to beautiful beaches and foreign destinations.  I was also successfully balancing a car loan, two student loans, and three credit cards funding my “good life”.  While I […]

Life Without Credit Cards :: Months 1 & 2 – A Leap of Faith

Fear. Fear of the unknown expense looming around the corner waiting to say, “Gotcha! ” Uneasy. No more playing it safe. No more credit lines to fall back on. My savings account is finally the resource it was intended to become – my safety net. Uncertainty. How long can I really keep this up?! There’s gotta be […]

Everyday I’m Hustlin’

[Background Music: Rick Ross – Everyday I’m Hustlin’ Lyrics] Hustlin’, Hustlin’, Hustlin’, 14xEveryday I’m hustlin’, 15x Dad:  What does “Hustlin” mean?Son: Um, it means – I’m working really hard. Riding in a car, listening to music, and a father and son went on to have a conversation about the importance of working hard to reach […]

Life Without Credit Cards :: A Personal Case Study

Since the signing of the Credit Card Act in 2009, I was given the right to “opt out of or reject certain significant changes in terms” on my accounts. “Opting out means cardholders agree to close their accounts and pay off the balance under the old terms.” Read more: http://www.creditcards.com/credit-card-news/help/what-the-new-credit-card-rules-mean-6000.php#ixzz2S5e1aLqk Truthfully, in 2009, I rejected the […]

Memory Verse of the Month

“For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future.”  Jeremiah 29:11 NIV

10 Ways to Build a $500 Emergency Fund in 90 Days (or less)

Financial Emergencies are a fact of life.  Will you be ready? Your goal is to stash away $500 or more as quickly as possible, while you continue to meet your basic needs (food, shelter, clothing) and make at least the minimal payments toward any consumer debt (i.e., credit cards, auto loans, school loans, etc.). This […]