Generational Wealth, Compliments of You!

What would generational wealth look like to you? What’s needed to create or change the financial legacy of your family? More importantly, What Financial Legacy Will You Leave Behind? Since I wasn’t born with a silver spoon in my mouth or with an inheritance from my forefathers, I often think critically about the actions I […]

Who’s The Boss? A Lesson on Budget Success Factors

If you’ve heard one recommendation consistently from personal finance experts, it’s that you must create a budget to achieve your financial goals.  Simply put, a budget is your road map to financial success.  It allows you to establish control and be the boss of your spending, before your spending becomes the boss of you! I […]

March Madness: A 21-Day Financial Fast

It’s the end of March and we are well into the Lenten Season – a time of reflection where Christians deny themselves, typically through fasting, in preparation for Christ’s Resurrection on Easter Sunday. It is through Christ’s suffering, death, and resurrection that we are saved and therefore begin 40 days of self-denial and prayer, symbolic […]

Memory Verse of the Month

Honor the Lord with your possessions,And with the firstfruits of all your increase;So your barns will be filled with plenty,And your vats will overflow with new wine. Proverbs 3:9-10 (NKJV)

The Master Playbook Tips & Results: A 21-Day Financial Fast

After reading Michelle Singletary’s 21-Day Financial Fast via the Washington’s Post article at: http://www.washingtonpost.com/wp-dyn/content/article/2009/12/31/AR2009123103495.html?sid=ST2010010401746, I decided to exercise my faith and take on the challenge in anticipation of learning more about myself and, more importantly, my relationship with money. Instead of going it alone, I invited friends, family and the online community to join me.  This placed […]

Ready, Set, Automate.

One secret to being a more productive citizen is to find more time in your day to do other things.  So, let’s start with the redundant task of paying bills every month. Why spend your valuable time on tasks that can be automated? Consider the benefits of automating your recurring bills: Complete this exercise to […]

Is Procrastination Holding Your Payout?

Many of us are pushed and pulled by family or work-related demands, easily delaying tasks that could generate some cold, hard cash.  As we tackle our financial goals throughout the year, I challenge you to identify opportunities that could yield dividends and prioritize the task you’ve intentionally put on the back burner.  I took the […]

How to Recover from a Financial Hangover

The holiday season has come to a close, you’ve ushered in a new year, and the reality of your overspending is settling in.  You are experiencing a financial hangover.  In case you’re in denial, a few classic symptoms of a financial hangover include: Unlike proposed remedies for “other” hangovers, definitely don’t continue to spend! Instead, […]

Five Questions To Answer Before Making A Large Purchase

About 10 years ago, I removed all the window screens from my home primarily because they were damaged and an eyesore.  Plus, the single pane windows on this older home were painted shut, so it really didn’t matter.  With little to no expendable income, I loosened a few windows so they would open, looked into […]