Christmas In July: Save Big on Back-to-School and Holiday Shopping

In honor of saving money and doing it well, it’s time to celebrate Christmas in July!! We’ve reached the middle of the year, and believe or not, once summer is over,  Fall back-to-school shopping and the Winter holiday season will be among us. Avoid the dread of deciding how you’ll afford the fancy gadgets and wish lists items […]

Generation One: The Search for Black Wealth (Tyler New Media, 2015)

When was the last time you watched a movie encouraging people to build generational wealth?  Wealth creation and sustainability is such a critical message, yet rarely placed in the spotlight for regular people to ponder and pursue.  Instead, society is bombarded with get-rich-quick schemes and gambling bets. Once introduced to Generation One: The Search for Black […]

5 Levers to Pull…In Case of Emergency

What will you do when you have planned for the unexpected, yet find your savings are not enough?  You need a Plan B. Plan B is simply identifying the levers you can pull when your emergency fund is not enough to cover an unexpected expense. For clarification, I’m not referring to a last minute trip to […]

Announcing the Winner of our ‘Back-to-School Future Millionaire’ Photo Contest

We want to send a big THANK YOU to everyone who participated in our photo contest and helped make it a success!  And a special congratulations to Miss Malia, the winner of a share of Coca-Cola stock in our ‘Back-to-School Future Millionaire’ photo contest!. Her photo entry received the highest marks from our panel and has been crowned the winner! Our […]

Financial Literacy: A Pre-Game Quiz

How much do you think you know about personal finance? Established in 2004 by the United States Senate, April is National Financial Literacy Month.  The overarching goal of Financial Literacy Month is to teach Americans how to establish and maintain healthy financial habits and to make informed financial decisions. So, in honor of this great initiative, […]

Ten Commandments of Financial Stewardship

Recently, I revisited God’s Ten Commandments (Exodus 20 and Matthew 22:36-40) and reflected on the laws God set before us.  My study revealed that, despite our efforts, no one can perfectly keep or obey all of the commandments outlined.  In fact, God’s Ten Commandments force us to realize that we all have sinned and are in need of […]

Take Your Kids To The Bank, Literally

While we have all heard of Take Your Kids to Work Day, I’d like to introduce a fairly new concept called Take Your Kids to the Bank! Where do they think money comes from anyway?!  With everything so instantaneous via the swipe of a card, I wonder if our little mini-me’s grasp the concepts of delayed gratification […]

Moms Know Best: Five Money Lessons From My Mom

With all the roles held by mothers and all the things they do for us, it seems their job is never done! Caregiver. Chef. Teacher. Preacher. Disciplinarian. Nurturer. Mother’s pour into our lives, invest time and energy to teach us life lessons, and give us guidance to overcome  life’s obstacles.  Whether you were raised by […]

15 Plays to Financially Jumpstart 2015

With just a few weeks until the end of 2014, it’s time for a financial jumpstart on 2015!  This is the perfect time to review your financial playbook and close the year on a winning streak. I recently watched The Suze Orman Show* where she shared her top 10 money moves to make before the end of […]